Understanding Medicare may seem like a confusing task, but we’re here to help. Our team of experts here at Medicare Max USA is filled to the brim with up-to-date Medicare knowledge. Here are a few key points to get you started.
Original Medicare
Original Medicare is offered by the federal government to provide eligible citizens with hospital coverage, preventive services, etc. This broad category is broken down into two sections, known as Part A and Part B.
Medicare Part A generally covers hospitalization, short-term, and emergency care. Depending on you and your spouses’ work history, you may be eligible for premium-free coverage. This means that you will not have to pay a monthly fee to receive care.
Medicare Part B, on the other hand, generally covers inpatient and outpatient care, preventive services, and medical equipment costs. Though offered by the government and a part of Original Medicare with Part A, this plan requires a monthly premium. However, this monthly fee is very low and takes your income into consideration.
Medicare Advantage and Medicare Part D
Medicare Advantage, or Medicare Part C, is offered by private insurers to provide added coverage to Original Medicare (Parts A and B).
Certain forms of healthcare, such as dental, vision, and hearing, are not covered by Original Medicare. This makes a Medicare Advantage plan a great option for those seeking additional coverage not available with Parts A and B.
Medicare Part D provides prescription drug coverage. Some Medicare Advantage plans include Part D coverage—if that is not the case, a Part D plan can help.
Medicare Supplements
Medicare Supplements do not function in the same way as Parts A, B, C, or D. This type of plan, otherwise known as Medigap, fills in the cost “gaps” of Original Medicare.
It does not provide added coverage as Part C and D, but instead covers the out-of-pocket costs of Parts A and B. These plans are best suited for those in need of personalized coverage without additional benefits.
Confused By Your Coverage Options?
Call Medicare Max USA Today for Additional Information!
You don’t have to worry about confusing coverage or information with Medicare Max USA. We want to help match you with the best information and Medicare plan for you. Call us today at 833-762-9669 to speak with one of our experts.